Free template · Personal Finance
Debt list worksheet
One table with every debt you owe, which is the first step of any payoff plan and the exact information the debt payoff calculator needs.
CSV opens in Excel, Google Sheets (File → Import) and Numbers. No sign-up, no email.
Preview
| Debt | Balance | Interest rate % / yr | Minimum payment | Due day | Snowball order | Avalanche order |
|---|---|---|---|---|---|---|
| Store card | 900 | 19.9 | 30 | 5 | 1 | 2 |
| Credit card | 4500 | 24.9 | 110 | 22 | 2 | 1 |
| Car loan | 8200 | 6.9 | 250 | 15 | 3 | 3 |
How to use it
Collect your latest statement for every debt: cards, loans, overdrafts, buy-now-pay-later and money owed to family.
Fill in balance, rate, minimum and due day. Snowball order ranks by smallest balance; avalanche order ranks by highest rate.
Enter the same numbers into the debt payoff calculator to compare the two methods.