Resources
Free templates to download or print, and the library of sources behind our guides.
Monthly budget template
A one-page monthly budget laid out by needs, wants and savings, with a planned and an actual column so you can see where the month went off track.
CSV · printable · freeBill calendar template
A list of every regular bill with its amount, due day and how it is paid, so you can see which bills land before each payday and tick them off as they go.
CSV · printable · freeDebt list worksheet
One table with every debt you owe, which is the first step of any payoff plan and the exact information the debt payoff calculator needs.
CSV · printable · freeTrading journal template
A trading journal with one row per trade and the fields that reveal patterns, such as setup, session, result in R and whether you followed your rules.
CSV · printable · freeMedication schedule chart
A clear chart of every medicine, its dose, when it is taken and any instructions. Keep it by the medicines, bring it to appointments, and give a copy to anyone who helps.
CSV · printable · freeSource library
Every source cited on our solution, comparison and tool pages. Each one was opened and read before we cited it. See our editorial policy.
Government agencies
- How to Recognize and Report Spam Text Messages, U.S. Federal Trade Commission. Checked 2026-11-01.
- Report a scam text, UK National Cyber Security Centre. Checked 2026-11-01.
- How to spot a scam email, text message or call, UK National Cyber Security Centre. Checked 2026-11-01.
- Budgeting: How to create a budget and stick with it, U.S. Consumer Financial Protection Bureau. Checked 2026-11-01.
- What is a payday loan?, U.S. Consumer Financial Protection Bureau. Checked 2026-11-01.
- An essential guide to building an emergency fund, U.S. Consumer Financial Protection Bureau. Checked 2026-11-01.
- Taking Medicines Safely as You Age, U.S. National Institute on Aging. Checked 2026-11-01.
- Scammers hide harmful links in QR codes to steal your information, U.S. Federal Trade Commission, 2023. Checked 2026-11-01.
- How To Protect Your Phone From Hackers, U.S. Federal Trade Commission. Checked 2026-11-01.
- About Sleep, U.S. Centers for Disease Control and Prevention. Checked 2026-11-01.
- Get the Facts: Added Sugars, U.S. Centers for Disease Control and Prevention. Checked 2026-11-01.
- Recordkeeping, U.S. Internal Revenue Service. Checked 2026-11-01.
- How long should I keep records?, U.S. Internal Revenue Service. Checked 2026-11-01.
- Launch your business: open a business bank account, U.S. Small Business Administration. Checked 2026-11-01.
- Occupational Outlook Handbook, U.S. Bureau of Labor Statistics. Checked 2026-11-01.
- How To Prepare for a Doctor's Appointment, U.S. National Institute on Aging. Checked 2026-11-01.
- Sharing Caregiving Responsibilities, U.S. National Institute on Aging. Checked 2026-11-01.
- Financial Preparedness, Ready.gov (U.S. Department of Homeland Security). Checked 2026-11-01.
- Preventing Wasted Food At Home, U.S. Environmental Protection Agency. Checked 2026-11-01.
- Food Product Dating, USDA Food Safety and Inspection Service. Checked 2026-11-01.
- Energy Saver 101: Everything You Need to Know About Home Cooling, U.S. Department of Energy, 2016. Checked 2026-11-01.
Official documentation
- Recognize and avoid social engineering schemes including phishing messages, phony support calls, and other scams, Apple Support. Checked 2026-11-01.
- Scan a QR code with your iPhone camera, Apple iPhone User Guide. Checked 2026-11-01.
- Personal Safety User Guide, Apple Support. Checked 2026-11-01.
Research
- The nature of procrastination: A meta-analytic and theoretical review of quintessential self-regulatory failure, Psychological Bulletin (American Psychological Association), 2007. Checked 2026-11-01.
- Procrastination and the Priority of Short-Term Mood Regulation: Consequences for Future Self, Social and Personality Psychology Compass, 2013. Checked 2026-11-01.
- Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors, The Journal of Finance, 2000. Checked 2026-11-01.
- Translating the A1C assay into estimated average glucose values, Diabetes Care (via PubMed), 2008. Checked 2026-11-01.
- Improving Students' Learning With Effective Learning Techniques: Promising Directions From Cognitive and Educational Psychology, Psychological Science in the Public Interest (via PubMed), 2013. Checked 2026-11-01.
Regulators
- Frequent Intraday Trading: Understanding the Basics, FINRA. Checked 2026-11-01.